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2026

FSA & HSA

HCSS offers an HSA and flexible spending accounts to help employees pay eligible expenses.

Health Savings Account (HSA)

Administered by HSA Bank. Available with the HSA Open Access Plus plan only. Enroll via ADP.

  • Eligibility: available to employees and covered dependents who have elected the "HSA Open Access Plus" medical plan.
  • Funding: contributions come from the employee and HCSS; HCSS funds your account at the beginning of the plan year.
  • Rollover: Funds that are not used during the plan year can be rolled year to year and are portable.
  • Tax advantages: contribute pre-tax dollars through payroll deductions.
  • Portability: Funds are portable.
  • A coverage level change during the plan year could affect your available balance.
  • Eligible expenses include health insurance deductibles, co-insurance, copays, contact lenses and eyeglasses, dental expenses, braces, dentures, hearing aids, weight loss program, diabetic testing supplies.
  • Eligible expenses must be incurred by the employee or eligible members of your family and take place within the benefit plan year.
  • These limits are the maximums you can contribute. Any employer contributions to your HSA are included in this total. The limits above is a combined limit for both spouses, which can be split between their individual accounts as they choose. *Additionally, if both spouses are 55+, each can make a $1,000 catch-up contribution.
  • Shop eligible items at the HSA Store.
  • To receive your HSA card, contact HSA Bank at (800) 357-6246 or (414) 978-5294.

HSA Contribution Limits

Self-Coverage

Annual Limit
up to $4,400

Family Coverage

Annual Limit
up to $8,750

Age 55+ catch-up

Annual Limit
up to $1,000*

Employer Contribution

Employee Only

Amount
$1,000

Employe +1 (Spouse/Child/Children)

Amount
$2,000

Employee + Family

Amount
$3,000