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2026

Supplemental Health Benefits

HCSS offers group rates on several supplemental benefit plans on a voluntary basis to all employees who work over 20 hours.

Products

Accident

Accidental Injury Insurance

Accidental Injury insurance pays you (or whoever you designate) for treatments or injuries resulting from a covered accident. It can help you pay for expenses while you're recovering from an accident such as rehabilitation, transportation, child care, travel or other out-of-pocket expenses that are not covered by your primary health insurance. HCSS offers 2 voluntary plans to choose from. Please refer to the Benefit Summary on the Hive for more information.

Special Provisions
HCSS offers 2 voluntary plans to choose from.

Cigna

Critical Illness Insurance

Critical Illness insurance can help provide you and your family with the additional financial protection you may need for expenses associated with an unexpected covered critical illness. Cigna Healthcare℠ Critical Illness insurance pays you, or whoever you designate, a lump-sum benefit for diagnosis of a covered critical illness or specified event such as a heart attack or stroke. It can help you pay for expenses such as travel, room and board, transportation, child care or treatment options not covered by primary insurance. Please refer to the Benefit Summary on the Hive for more information.

Product Type
Critical Illness

Hospital Indemnity

Hospital Care Insurance

With our Hospital Care Insurance, benefits are paid after a qualified hospitalization resulting from a covered injury or illness. You can use the money however you'd like. It can help you pay for expenses such as child care, travel, or other out-of-pocket expenses. Please refer to the Benefit Summary on the Hive for more information.

Key Features to Consider

  • Flexible. Use the money however you want. Pay for anything you need–medical deductibles, childcare, groceries, etc. Supplement your medical plan. Benefits are paid in addition to other coverage you may have.
  • Cost-effective. Your premium is conveniently deducted from your pay check at a low group rate.